Yes that is exactly what I did ! I now have about 22% of my APH in a TSFA, 35% tax deferred in an RRSP & 43% in open trading account. I am now in the process of opening a TSFA trading account in my spouse's name & transferring additional $5,000 of APH from my (our) open account to fund her new TSFA account. To each thier own however, I just posted the "Just a Thought" post to perhaps plant the idea in others who may be still depressed over the S/P & unable to see the silver lining here!!! - Paul