Rebels,
I like your autocratic way to classify (segregate) people abilities or skills.
Finance is not my expertise and I would suggest that my financial expertise is as bad as yours in the history and politics.
Suggesting that this financial crisis was created by the home market bubble is very funny and very naive.
It is like blaming chicken for lying golden eggs for wallstreet and banking system.
Home market bubble and in general credit market bubble was created by massive campaign to expand lending by seeking borrowers to make money on so call Securitization scum.
Blaming left or right for the above is not sustainable because as you know nobody can win political arguments.
This is it for political hours this weekend on this forum.
PS. Thanks Lynn for this article. I read it last year on the Investor Village forum. It was very educational. Human ingenuity is just incredible. No regulation or deregulation can stop the legal scum regardless if we are in the government control or free market economy.