Brian,
Did you ever try to talk to the tree? I suspect that the tree will never comprehend the sophistication of your ideas.
You have to lower your standard to be understood by all. Do not assume that every one is looking 2 years ahead and understand the problem of North America facing the Government debt or Citizens debt/disposable income problem (Canadian as high as American).
So, relax and enjoy the opportunities that the crazy and irrational stock market is providing for you (thanks to the free interes money used by speculators).
I hope you and your wife are recovering well and the life is good.
Jurek