Brent:

Being a lurker can also be educational. When the time is right and your education has presented you with the funds to become more of a participant, you will have an added attribute from the informal exercize of becoming more informed by virtue of your propensity for education. Both formal and informal. Meanwhile, participation in forums such as this, can be educational for all. So, do not be timid about joining in.

Other than that, my only reservation is your affinity for the Flames. (just kidding). Having grown up in Michigan and played hockey for Michigan State, my hockey allegince still belongs with the Red Wings. And yes, I am old enough to remember the long drought between the late 1950's and mid 1990's as a Red Wings fan. But the last fifteen years have been most enjoyable!

Best of luck in your life pursuits!

Brian