Hi Webgogs, thank you very much for the clarification. I have read your posts with enthusiasm because, apart from Vette, you write as though you are highly intelligent and extremely knowledgeable, and I really do appreciate your thoughts. I only started buying shares in 2009 and although I'm doing okay on the whole, I'm not the sharpest knife in the drawer and in this instance, with all the shennigans going on with CUU, sometimes I just need it spelled out in words of one syllable. Thanks again, MTS