I too felt that there was a lot of misrepresentation...the original agreement that had more holes in it than a hooker's fishnets, the numbers that were, until recently at the top of this site...very disappointing...I now hang on to just get close to my money back. I play large cap stocks for gradual return yet they are behaving like the days of the small cap high risk stocks...oh well, stick with it like a bad marriage where the wife is an only child and her daddy has money....maybe!!!