I averaged down as well, I totally get the rationale for averaging down.  But $217/mo may not be possible for someone on a fixed income.  Many have stated their age being 70+, I imagine $217 is a stretch for some, especially for an investment that has not proven any sort of asset sale. 

Tax loss is also not a possibility for those using tax free accounts.  All my Cuu shares are in my tfsa or rrsp/lira accounts so I have not ever been able to claim a loss