OFF-TOPIC:

Markets are digesting this isolated specialty bank failure fairly well for now.  But another 'black swan' event in the banking sector could spook a lot of fast money to the sidelines.  I sense that we may be in for a shakey spring and summer in the markets, at least until the Fed says "we're definitely done" on rate increases, or maybe until they say "we're lowering".

JMHO ( but also based on my studies of economics and the markets since the '80's), I don't think the economy is on the precipice of any major, prolonged downside.  Everyone has still got a job and there are still two job openings for every one person still unemployed. 

But the current bear market isn't over yet and it could take a major dump on the next 'balck swan' event.  I don't see it lasting long though.  I've been building dry powder and gold miner exposure and I'm wringing my hands over the upcoming opportunities.