I am here just like you. I worked hard for all that I have with my own two hands literally. Maybe others have made theirs easier and can risk it because money comes to them so easily. I'm not one of them so I guess I need to be more conservative in my future investments.

OSMO....you don't "need" to be anything....nor do I or anyone else on this board. Yes...we're all here for the same reason. That said...I don't "need" unsolicited advice anymore than you or anyone else on this board does. I don't believe it adds to the discussion.