Is Kudlow something that you get on your shoe? Towns Municipalities counties states and uncle sam - everyone is broke. Mark to fantasy bank assets - did you know the banks are booking interest income(what would be earned if homeowners were paying) on non preforming RE assets. The book on helocs and fixed rate seconds hasn't been touched. If I could afford it I would hit my flat screen with a 2x4 when those ass(*&'s start with the whole green shoots thing. argh!!!!