At least we will know in a couple of weeks what has happened to us. It's not life threatening. There are so many ways to lose money. You could have been a Madoff client like Kevin Bacon that stated that he needed to keep making movies to recover his families huge losses. Many could say we are chumps for buying KRY but does that mean that the investors in Lehman Bros, Merrill Lynch, etc. were chumps as well? So many ways to lose money. Although it takes skill to make money it takes far more skill to keep it.