I feel like a dog chasing his own tail...replying to a reply of a reply of my post..etc...but....

After 22 years of early retirement, and wondering if I would live long enough to spend my money, I am now, thanks to KRY and others, wondering if the reverse will happen. That is the penalty and risk of living longer, but it sure beats the alternative. I am psychologically unable to go back to work. Chronic labor incompatibility.(Glad I have no snow here in GA.)

And Pam, I will also dance with you an a beach somewhere, someday. I am mean enough to last that long.

Good luck to all of us.

AD