Considering how most all Americans and the world abroad have passed through the Great Recession that still lingers in most states and worse in other countries, the overall value of one's net worth has dropped considerably. Since most of one's net worth is in their home and many have lost 50% or more from the 2006 high it brings perspective as to how we value our KRY investment. If you have lost 500K in the value of your home like I have what's another 54K? That's my KRY investment. I find that funny but then again I have always felt that more money can be made as long as one can work. Life has a lot of twists and turns and KRY still has the possibility of delivering a return but there is a lot of waiting still to come.