Hello All,

I guess I better Opt-In, or not, pretty soon. Not sure how much time i have left. They said i've been approved;  i'll probably Opt-In soon.

I've been lurking, trying to glean what I can. In the past, most of you have given what I believe to be, honest, inciteful information. It's been very helpful.

I did learn before that not everyone is on the same team. Naive, naive, naive. Shame on You! or is that shame on me?

I'm just trying to get myself back up to speed.

Thanks for still being here,

Take care

P.S. Here's hoping we all come out of this disaster with something we can live with.