Without actual news from the company, it appears to me that there is more speculation than normal on this board. There is no news about Jamestown funding so we really do not know at this point about its status. Nor do we know about the company's transition to a bank that can deal with cross-border funding (meaning between U.S. and Canada). We probably will not hear much of anything before next month's quarterly report and conference call. Speaking for myself as a long time holder, I am going to put my trust in Raj's management and wait until there is solid news upon which I can evaluate.