I'm sure you have hit the nail right on the head. This isn't the first time comments like this originated with a bad investment. From my prospective, all Hoov said was look at it. He has not given any other commentary to my knowledge. I like your comparison to GNH. Most of us owe the GNH hint to HOOV and half a dozen others.

NOB, you asked some good questions leading off. I think most of us have those same questions and are looking for the answers. Why spoil a good post with ridiculous insults? None of those you attacked deserved any of it. If, as PC suggests, you have lost with GAX, regroup and work at earning your losses back. I have done it twice in my long investment career and I'm sure many others have. I never blame nor get sour over past experiences where I lost money. it was my doing!!!! It is part of the investing experience.