Hi KH...you can get IRA certs delivered to you without tax liability. The certs read in your name for IRA trust (or some such title). You can also put the certs into "safe keeping" which is $50 per stock per year and those are kept by the broker. That's the deal with Schwab.

Since Jim Sinclair wants a separation from the financials, I chose to receive the certs rather than the "safe keeping" avenue.

Good luck.