I am amazed that the bailout is even considered.

Even if you give the money to the citizens, that cash does not come out of nothing. It is a payment to themselves for which they will eventually pay for through taxes.

The additional problem with the bailout over the above is that instead of paying to themselves it involves payment to thieves and scoundrells.
So it is double jeopardy.

That is the type of thinking that got the US into trouble in the first place.