Warp you must be in the States. If so then you have little choice, you must hold some kind of bullion and in personal posession, bank deposit box is not safe enough, recall year 1933.

I am in Canada - the 'Socialist' country, so I feel a bit safer and therefore appear more brave. (Same applies to our socialistic health system.)
I believe that shares of PMs ( especially silver) offer greater gain than bullion, hence my all in investment.
Cheers.