Keep saving up you extra, non-house account pennies, Soul; it appears that you'll be able to buy even cheaper the way the whole market is heading. Overseas is awful again, this time with China joining in full-fledged retreat. Nikkei looks like it will have lost 12% or more in two days. The PM stocks and PM's themselves are not at all immune. This mammoth earthquake has shaken things up so much, on top of the Middle East issues, that I really don't think anyone can figure for sure what's on tap for the foreseeable future.

Sometimes, the only place to hide is the negatively correlated issues - I hate when that happens!