Thanks for the response hngryrat. To tell the truth, I am quickly reaching my saturation point with experts warning me that the world is about to implode. I live on investment income so can't afford to make many radical adjustments or preparations for the terrible futures many of these people are predicting. Being a senior and having a peer group that is fighting old age and its physical and mental depredations gives one a different slant on life. I think I am becoming like the smoker who had read so much about the ill effects of tobacco that he finally gave up.....reading.

Cheers!