You writing style telegraphs your thought process as being one who sees things more negatively, but then you state you own a ``susbstantial`` amount. You seem like an intelligent person who would lean towards being more risk-adverse, yet you`re here....

(BTW, you don`t consider T&T a legal heavyweight?)

Perhaps I need to understand more what you consider a ``substantial`` amount, before I judge so hastliy.

Regards