ronie.. FWI W..,and I know there are many that will disagree with me, I think the is are GREAT SHORT TERM strategy, as long as they know when and with whom to cut it off. I know it is very unfavorable to the pps right now, but maybe long term, they may know exactly what they are trying to accomplish and how to do it. I am just going to sit back and see what happens.. Not going anywhere for awhile! Thanks, T.K.