ronran,

I got it. Finally! I live in a pretty thick fog concerning understanding these legal proceedings but you finally manage to penetrate it. Thanks.

And, BTW, you wrote "... best discussed in person." Amazing - I'm simply astounded that you'd make such a gracious off such as that to someone you don't know that lives in as dense a fog as I. You're too much. I couldn't take up your time like that, but THANK YOU for making the offer.

The only way to live happily with people is to overlook their faults and admire their virtues.