dellbrid.  You have already received some very nice responses and recommendations from some really nice people on this board.  There really are a lot of the, although, sometimes it does not feel that way. I thank them for that, as I could have responded first, but did not. 

While I cannot say that I am "all in" (I have a small business to run, and do not want to jeopardize people who have been with me for over thirty years), I will say that I have put in, what I think is a sizeable about of money, for me, which is a bit more than twice the dollars you cited, total.  So, a lot for me, not much for someone else.

So, I am thinking very very positively about this outcome for the next two weeks, two months, six months, and a year out.  If that means anything, and it does not!   \

You are a good guy.  Good luck with whatever decision you make. 

T.K.