Wonder if you might give me your opinion on this part of my last post.

<That darn MOU keeps bugging me. If the settlement is only money, whether lump sum or payments over a period of time, that would be the settlement agreement. What would the MOU do that the settlement agreement would not? Isn't an MOU kind of like a document spelling out what the parties would like to do, as opposed to must do? >

I just do not see an MOU as being necessary if the settlement only involved $$$. What is your opinion on that? Many thanks. Opty