Sorry for the premature postulation.

If a premium is paid to ensure the right decision is made with an investment, I see that as worthwhile. That is me. I am not looking for the next msft here, I am only looking to make some money with the risky spec end of my portfolio. No different than going to visit the Pequots or Mohegans.

As I said earlier, I hope everyone can figure it out and make money here.

Good luck to you.

(I) C. W.