We sit here now and say why did we not see this stuff... then ... at the end... Thank god for RG... still hangin on. the truth is we are all upside down and have no choice because collecting a $1000. instead of $20,000 invested or much more in most cases is to big of a loss we might as well just hang on for the million to one chance. It reminds me of a trip to Las Vegas. One more Roll or one more hand all in to break even... Only I have not received my free drinks!