Some people can't live on $180,00 a year. My only help would be learn to live like a one eighty thousandaire, instead of a millionaire, choose your friends better, and your business partners even more so, and never, never mix the two. Friends you can trust, business partners you cain't. The best way to lose a friend is to make him a business partner. It's a sad hard lesson. I went through a bottle myself on that one. It can make you seem all alone with mountains to climb.