Yes a very astute poster he is. We're all on the same team here and its our turn. I have a red haired sister as well.. sorry for your loss and hopefully the years you had were magnificent. Chasing dead presidents is no way to live but in this economy far too many dont have the luxury not to decide when and where to chase. To each his own on what they want from a payday. Money doesn't buy happiness but not having enough doesnt help either. Been in both situations and happiness was relative to what I made of it.