Reading this message board and listening to the "complaints" of the "old investors" vs. the "knowledge" of the "newer investors" reminds me of an analogous situation we now find our country in at this time. Seems to me the learned "old investors" have been saying for some 5+ years now that something is rotten in Denmark while the "new investors" run around with their eyes closed asking "why are you "old Investors" all terrorists". Well, the "new investors" are now finding out that maybe the "old investors" have been right all along. "New Investors", you are getting TPL/PTSC healthcare 101 and the companies out there are finding it hard to get on board with our policies.