Obviously, there is a confluence of circumstances contributing to this decline. Certainly, there is some tax loss selling, Swartz selling, frustration and panic selling. Something else to consider. The market had assigned a value hovering around .10 to .11, based upon prior quarters performance, cash on hand, and speculative value as well. AS time marches on and that cash is seemingly being burned the market would naturally adjust its price value, especialy with a news vacuum offering no support for the speculative value. That being said, the slow decline up until today would seem to be par for the course. Enter todays drop and I now I really feel like puking....but accumulation or not, I am not taking it as a buy signal! This stock is getting too stale for my taste. I own far more than I thought I would at this date and my reluctance to buy Apple C. 6 months ago is now gnawing at my gut. good luck all!