Thank you for that message. It really meant a lot to me because, as a clinical psychologist, I committed my life to ``helping people``. I knew when I was 14 that`s what I wanted to do. Patriot will very likely allow me the choice to retire and I`ve done a lot of reflecting lately on what I will do with that choice. I know I do help people and I find that immensely satisfying. So I will continue but with those that need and appreciate what I give and without the yoke of managed care. My wife (she`s a psychologist too) and I will travel more. I will spend more time on my boat or roaming Montana and Texas behind my bird dogs. But I`ll always return to what I was put here for..helping people.