"We are going to punish the 85 percent of Americans who have private health insurance so that we can try and fix this problem of the 15 percent who don't," he said. "It makes no sense to me that we would abandon American ingenuity."

Rogers...found several issues with the existing plan. For starters, he noted, according to Democrats, 45.8 million (roughly 15 percent) of Americans do not have health insurance.

However, he added that 9 million people in that group make more than $75,000 and do not purchase insurance, while another 11 million are people eligible for a government program but choose not to enroll.

"We are going to punish the 85 percent of Americans who have private health insurance so that we can try and fix this problem of the 15 percent who don't," he said. "It makes no sense to me that we would abandon American ingenuity."

"This is just for health care," Rogers said. "They've gone after them for other things. When it's all said and done, that income level will spend more than half of its income on the federal, state (and) local government. When you start taking that much money from anybody, it becomes an issue of fairness and growth."

Moreover, Rogers said that under the Democrats' plan, businesses would actually save more money by kicking employees off their private insurance plans and onto a government-run plan.

"They've created this perverse incentive for people to get off their private plans and to get on the government plan," he said. "They've made no provision to handle that many people."

Rogers...said the keys are to expand federal support for state high-risk pools, so the larger the pool, the less the premiums. Small businesses should also be allowed to band together to purchase insurance, which he noted would lower insurance costs and make coverage available to more people.

"All of those things are part of a complicated way of lowering costs and bettering access to better quality without turning over your doctor-patient relationship to the federal government," Rogers said.

Rogers also wants to expand and protect health savings accounts, noting the plans are, on average, 20 percent cheaper for employers than traditional insurance plans, while giving patients more control and choices.

[Rogers] said he plans on proposing all the aforementioned items as amendments to the health-care reform plan currently before Congress, but he acknowledges they will likely be shot down during committee hearings.