Its obvious from your statement that you believe blacks are the prime reason for the foreclosure crisis. And I believe that your view is shared by the majority of the Tea Party.

I hold your liberal buddy Barney Franks as the prime reason for the foreclosure crisis. Is he white becasue I don't try to pigeon hole people by race like you.

Can you direct me to a national study that shows that blacks (and Latinos) are disproportionately affected by the foreclosure crisis?

The fact that you suggest this shows your continued support of categorizing people by race. Sedley quit looking for favoritism based on skin color. You liberals and the jack ass party are the most guilty of using race for votes. Stop your racist tendencies and Live the dream born from the civil rights movement.