Thanks ..... I live this stuff; I kinda know what I am talking about.

The bottom line remains, as long as socialists/marxists have power in this country, you will see exactly what you are seeing now, and people will reduce debt, take no risk, form no capital, hire no additional workers, and hang on to cash and resources .... all until the uncertainty is eliminated --------- which means until the socialists/marxists are out of power.