Okay Mojoe, thanks. Of the people I talk to, the ones that dig into it a bit are the ones that ultimately buy in to it. The ones that dont jump in are, generally, the ones that dont put much time or effort into doing their DD. They are the ones that want it "explained" to them, without putting in any time of their own....lol.

But to each his own. GL Mojoe, I feel out time is near! cheapie