Hey Kryst, nothing personal, I respect scary's opinion. No problem with that, he is doing his part. We all need to be reminded time and again to be cautious when investing as stains become a warning. Reading the entire thread there has been many other good replies by Fj, Ogee, Sula, Smitty and others to counter scary's "opinion". I'm glad many others have set their minds in motion and will say something before thoughts acquire speed, and lips acquire stains.