FC you make the point that...."Clearly these are different times in the market. Very few people have money lying around and many investments are underwatergg" Yet the National Post recently noted..."With a record trillion dollars of cash sitting on the sidelines in Canada, and 10 times that much in the United States, it's arguable households aren't taking enough risk to get a decent return on their money. Derek Holt, vice-president of Scotia Capital Economics, says the worst thing to do is to leave too much money in cash balances that pay less than zero after inflation and taxes. Holt and colleague Karen Cordes startled Bay Street yesterday when their Capital Points letter revealed Canadians are sitting on a trillion-dollar mountain of cash, or $635-billion if you don't count less-liquid term deposits. Either figure is "astoundingly massive," Holt says, and in line with the US$3.5-trillion to US$9.6-trillion parked in cash in the United States. In 1990, Canadians had about $400-billion parked in cash deposits, short-term paper and money-market mutual funds. Cash levels didn't surge till the turn of the century, and accelerated in mid-2007. ...." It would seem Canadians and our U.S. Cousins have cash!!! .. Seems to me Just need certainty in the market place.. Tpower