Hi everyone,

Well, I didn't get back to Napa until yesterday evening.  I took a planned detour to Arizona and had to unplug my computer for a day & a half.  The report is almost finished (have to pick-up my daughter at school now).  I am posting this here so it won't be missed.  I do apologize for that, but the report will be finished tomorrow.  I don't think there is anything that will change investment strategies but some good stuff (I think).  Please bear with me as I'm doing the best I can.  Thank you for your understanding (I'm hoping you understand).  Bt  :)