FJ: So is it the worst time or is it actually the best time to be invested going forward.

It cannot be the best time to be invested as it would be better to invest now (looking at my book loss). But only If you think it's not the worst time...

Huh, difficult!

I think Dickens sums up our current situation very nicely!! 

"It was the best of times, it was the worst of times, it was the age of wisdom, it was the age of foolishness, it was the epoch of belief, it was the epoch of incredulity, it was the season of Light, it was the season of Darkness, it was the spring of hope, it was the winter of despair, we had everything before us, we had nothing before us, we were all going direct to Heaven, we were all going direct the other way--in short, the period was so far like the present period that some of its noisiest authorities insisted on its being received, for good or for evil, in the superlative degree of comparison only."