The accredited investor requirements are killing the average Poet investor. I say try to participate any way you can but ONLY if you sell an equal number of shares in your account to raise the money.
Imagine you could snap your fingers and trade 10,000 of your current shares for a $10,000 investment in the PP. I don't care if your income is $50,000 per year, you end up in a much better place with no additional risk!
So you have to do a little more than snap your fingers, but it's worth it - again, though, ONLY if you sell a like amount of current shares.