I'll step out of my quiet comfort zone and suggest that most people

should have in their possession physical metal; if there ever is some

economic or physical disaster the ATM won't be there to dispense

your ticket to survival. Worst case scenario read about what gave

German-Jewish people the ability to save their lives in the late 30's

and early 40's. All I'm trying to say is stay flexible,stay optimistic

and liquid.(I'm a realist in conjunction with a optimist.)

Oh, P.S. for extra insurance against fiat inflation, buy KXL!!!