Thanks for the feedback Jokal and Portee. I am sticking with my kxl and sgx ( my 2 largest gold explorers ). I do find it helpful however to play "devils advocate " sometimes as it causes myself and hopefully others to think. Thinking is good! We are in a very unstable environment ,almost like a Startrek movie " going where no man has gone before ". I read yesterday that the next shoe to fall in the US could be the malls and commercial buildings that were built with similar mortgage structures.As some large tenents leave,some mall owners may not be able to make their payments. This mess is not over. I am being more vigilant not less,which will hopefully allow me to react quickly if the need should arise. Good luck to all Rico