Nice :) Start a thread for the bets. I'm in for last week of October. (Slight delays in onboarding and a better than 30% RRR)

Shouldnt calculate the percentages differently? Since the 30% RRR is on the low HDL, then should  we calculate like this?

11% *1.15 = 12.65%

30% RRR of the 12.65% is 8.855%

AVG is 10.7525%