Koo,,,investing versus trading,,,well,,,the jury is out on that one,,,basically if you were an investor in some of the major blue chips in the North Americam markets you would either be farting thru silk undies or broke!!,,Is either really considered investing in a savings account as risk is ever present!

Investing has always been buy and hold forever and a day!!,,,,if that strategy is used in todays environement you might be considered a dinosaur!!,,and end up eating cat food!,,but they say to take a spoonfull of cat food weekly to build up an immunity and taste for it just incase!!,,I think CRA presents the least of concerns for us minions in a TFSA!  jmo