Gord, you'll need a fourth. If the golf is "gratis" let's make a week of it. At "two bits" a hole, no gimmies, no "Mulligans," I see this as an opportunity with a "margin of safety!" (My handicap is 24, info I shouldn't be so "free" with!)

Throw in some 10-25 No Limit Omaha in the evenings, bring in another foursome whose "chump change" exceeds our net worth, and it could be an experience similar to the market we've just "battled" through!

I'll bring the cards! (factoring in another "margin of safety!")

We'll write it off as an Investment Seminar, inviting Dale, (no threat on the golf course) Hugh, (no threat either!) and other "dignitaries!" (two BODs live in Calgary (no threat as far as I know), so with (or without) their attendance the "Event" could be billed as an "AGM," ie, A Golf Memory.)

RUF