..if your a gambler, you might want to. I pay 1 % above prime and use this charge as a tax deduction. I think Sans house ( i live in it ) will up grade me ten fold. I used my cash to purchase alot of Moose Pasture, but i am a gambler....walked away from Senaca ( casino ) up $ 3,100. playing black Jack this past weekend, seven come eleven ( hinges ) Traps 7