It's all one big engineered accounting scam keeping the ponzi scheme going. If banks actually had to mark to market the garbage that's on their books and stop taking government sponsored tax payer bailouts which can never possibly be repaid, then the music stops. I'm not sure which is worse, continued accounting scam or no music. Both are not good, in fact they are really bad and no country is immune because they are all corrupted by the greed of the TBTF banks which have infiltrated every level of the political pecking order.