Rookie, it still bothers myself here as you say (My RRSP is a Cash Account traps ). Rookie, again ones RRSP is not a cash account as yes you can buy and sell in your RRSP at any time , losses and gains do not apply like your cash/margine account does . Rookie, one can only contribute to a mamiium of a percentage of your earnings into a RRSP and not any amount you wish. In fact if you over contribute then you will be penalized through interest so again be carful on what your contributing into your RRSP. I do recall you said you sold your SGR in Margine and applied to your RRSP so you may have reach your contribution room availible for total room for 2011 base on 2010 earnings. Yes selling in a Mutal fund then you would first pay up front taxes also you would not be eligible for tax implications transferring into a RRSP so this could have been the reasonn for not being able to claim your transactions you suggested. PS" Rookie, as always just a thorn in everyone side.. And remembering to first pay attention to your TFSA for tax free trading. with out ego, Traps7